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Frequently Asked Questions
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FAQ Search Results
What can I do to lower the premium of my homeowners policy?
There are several things that you may do to decrease your premium. As companies do not charge the same rates, shop for the company that offers the best coverage for the best price. There are upgrades for your home that may provide discounts on your premium. Many companies offer discounts for hail resistant roofs, dead-bolt locks, smoke alarms, fire extinguishers, security systems, approved fire/burglar alarms and sprinkler systems. Most companies also have a discount for having both your homeowners and auto policies with them. You can save money on your premium by increasing your policy deductible. However, you?ll have to pay more out of pocket if you have a claim. For more information, you can review the Department?s brochure, by going to our Publications and Activity Reports section of our website and clicking on the: <a href=''http://www.ok.gov/oid/Regulated_Entities/Rate_and_Form_Filing/Publications_and_Activity_Reports.html''>Homeowners Insurance Comparison Rate Chart</a>.
Insurance Department, Oklahoma - OID